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Our Reach Careers Leadership Team & Board of Directors Labor Partnerships Diversity, Equity, and Inclusion Our Reports Our Impact Impact Areas Community Programs & Impact Initiatives Agency HQ Nonprofits We Fund Community Needs Assessment Get Involved Community Campaign Partner With Us Ways To Give Leadership Giving Campaign HQ Volunteer Events Get Help Media Center Blog Publications News Brand Toolkit Need help? Dial 211 Corporate Partners Agency Partners Donate Need help? Dial 211 Corporate Partners Agency PartnersOur Reach Careers Leadership Team & Board of Directors Labor Partnerships Diversity, Equity, and Inclusion Our Reports Our Impact Impact Areas Community Programs & Impact Initiatives Agency HQ Nonprofits We Fund Community Needs Assessment Get Involved Community Campaign Partner With Us Ways To Give Leadership Giving Campaign HQ Volunteer Events Get Help Media Center Blog Publications News Brand Toolkit Donate Menu Celebrating Our Generous St. Louis Community THANK YOU Nonprofits We Fund With your help, United Way funds a network of 160+ local nonprofits that support the community as a whole. We connect people with causes close to their hearts to create more equitable communities. Learn about the nonprofits we fund Leadership Givers At United Way, we pride ourselves on bringing diverse groups of people together to take on our community’s most pressing issues. Connect with other passionate, community-focused philanthropists who want to serve St. Louis and develop as leaders for change. Learn about Leadership Giving Leading Statewide Partnership United Way of Greater St. Louis is leading an unprecedented statewide $5 million grant in partnership with the Missouri Association of United Ways to help support the immediate basic needs of families in crisis. Learn more about this grant See how our storied past helps guide us on how to best serve the community.Read Our Stories Celebrating the Generosity of Our Volunteers Fostering Care for Children with Developmental Disabilities Community Information Exchange’s Impact on our Region Money Smart Month: Saving More and Building Wealth United Way of Greater St. Louis mobilizes the community with one goal in mind - helping people live their best possible lives. Unite with us. Quick Links Campaign HQ Agency HQ Nonprofits We Fund Brand Toolkit STLVolunteer.org Careers Privacy Policy Newsletter Sign-up Copyright © 2024 - WordPress Theme by Cornershop Creative Appreciated Securities A gift of appreciated securities to United Way is a tax-smart way to give. Donating appreciated stock may help you avoid capital gains tax and can be the perfect complement to your annual gift. After the stock is transferred to United Way, we will issue a tax letter to you for the fair market value of your gift. To learn more about how to donate stock, click here . CLOSE Tax Credits Tax credits allow taxpayers to direct their state tax dollars to United Way of Greater St. Louis. If you would like to purchase tax credits, please click here . CLOSE CLOSE Donor Advised Fund The advantages of giving to United Way through a Donor Advised Fund Convenience : Giving through a DAF allows you to make a gift when it is convenient for you. And you can make automatic recurring gifts on a schedule of your choice. Stress-Free Giving : Using a Donor Advised Fund allows you to make a gift of any amount without worrying about annual cashflow needs. Legacy Planning: Leaving the balance of your fund to United Way when you are finished using it is a simple way to leave a legacy. CLOSE Qualified Charitable Distributions Starting at age 73 the IRS mandates IRA owners to take annual income withdrawals, known as Required Minimum Distributions (RMDs). Failure to take these withdrawals could subject IRA owners to stiff penalties. Rather than being forced to take a distribution that can raise your taxable income, many donors use their RMDs to make a Qualified Charitable Deduction (QCD). A QCD excludes the amount donated from taxable income and may reduce the impact to certain tax credits and deductions, including Social Security and Medicare. Also, QCDs don’t require that you itemize on your taxes. There are certain requirements that must be met to use your RMD as a QCD, including: You must be 70 ½ or older to be eligible to make a QCD. At age 73 you are required to take a distribution from your retirement accounts. QCDs are limited to the amount that would otherwise be taxed as ordinary income. This excludes non-deductible contributions. The maximum annual amount that can qualify for a QCD is $100,000 for individuals and $200,000 for married couples. For a QCD to count towards your current year’s RMD, the funds must come out of your IRA by your RMD deadline, generally December 31. CLOSE Charitable Bequests Your greatest gift is your legacy. There are many ways to make a charitable bequest. In fact, a bequest is one of the easiest gifts to make. When you create or update your will, trust, retirement plan or life insurance, you can name United Way as your beneficiary or contingent beneficiary. Legal Name: United Way of Greater St. Louis Address: 910 N. 11 th St. St. Louis, MO 63101 Federal Tax ID Number: 43-0714167 CLOSE Charitable Gift Annuities A charitable gift annuity (CGA) is a contract under which United Way of Greater St. Louis, in return for an irrevocable transfer of cash or other property, agrees to pay the annuitant(s) a lifetime income. The maximum number of annuitants is two, and payments can be made to them jointly or successively. Benefits for Donors: There are several tax advantages, including tax credits for charitable donations, which results in a lower income tax the year the donation was made. Portions of each gift annuity payment are tax-free because they are considered a return on the original principal. Annuities offer reliable, fixed income until a donor’s death. CLOSE Charitable Lead Trust A charitable lead trust (CLT) is a gift of cash or other property to an irrevocable trust where United Way of Greater St. Louis receives an income stream from the trust for a term of years. After the income stream period ends, the remainder assets are distributed to the non-charitable beneficiaries. CLOSE Charitable Remainder Trust A charitable remainder trust (CRT) is an irrevocable trust that generates a potential income stream for you, as the donor to the CRT, or other beneficiaries, with the remainder of the donated assets going to your favorite charity or charities....